Honest answers, in plain English
The things people most often ask Rick before they decide. Can’t see your question? Call free on 833-742-7526.
Who can join?
California residents aged 55 to 64 who buy their own cover, rather than getting it through work. If you’re outside that age range, Rick can still help with other options.
Can I keep my doctor?
You can choose your provider. On your call, Rick checks your doctors and any regular prescriptions with you before you decide.
Is this traditional health insurance?
No. It’s a health benefit plan that combines insured and non-insured benefits. It isn’t an ACA (Obamacare) plan. Rick explains exactly how it works, and what it doesn’t cover, before you sign up.
What about pre-existing conditions?
Many common conditions that are under control, such as high blood pressure, high cholesterol, hypothyroidism and type 2 diabetes, may still qualify. Some conditions have limits. Rick goes through your situation in confidence.
How much does it cost?
$560 a month for an individual aged 55 to 64, with a $0 deductible and a $1,500 yearly maximum out-of-pocket.
When can I start?
Plans usually start on the 1st of the month. Rick will tell you the sign-up deadline for your preferred start date.
What does 24/7 virtual care include?
Talk to a doctor by phone or video at any time, day or night.
What happens on the free call with Rick?
A relaxed 15-minute Zoom call (Rick will ring you if you can’t join). Rick checks the plan fits your health, doctors and budget, answers your questions and tells you the next steps. No obligation.
info@shcplans.com